Insurance in West Ashley

As a trusted independent insurance agency serving West Ashley and the surrounding areas, we’re committed to helping families and businesses throughout the area protect what matters most. Our agency has deep roots in the Lowcountry, and we work with many clients who live, work, and own businesses West of the Ashley.

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Proudly Serving West Ashley and Greater Charleston

As a trusted independent insurance agency serving West Ashley, we help protect the families and businesses that make this part of Charleston so unique. With decades of experience in the Lowcountry, we work with many clients who live and work throughout West Ashley, including the historic neighborhoods and rapidly growing new developments.

Local Knowledge You Can Trust

West Ashley is one of Charleston’s most diverse and established areas, with a wide range of home styles, flood zones, and local risks. Because we serve so many West Ashley residents, we understand the area and the unique needs of homeowners, drivers, and business owners along the Savannah Highway corridor, Ashley River Road, and everywhere in between.

Our licensed agents bring real local experience to the table, not generic online advice.

Personal Insurance for West Ashley Residents

We help individuals and families secure the right protection for their homes, vehicles, and financial future.
Popular coverages include:

  • Homeowners Insurance – Options for West Ashley’s mix of brick ranches, older homes and new subdivisions.

  • Auto Insurance – Competitive options to protect you on the road.

  • Renters Insurance – Ideal for apartment residents, students, and renters.

  • Flood Insurance – Important coverage for any Lowcountry resident.

  • Life Insurance – Provide for your family, no matter what the future holds.

As an independent agency, we compare policies from multiple insurance carriers to match you with the right fit, not a one-size-fits-all generic policy.

Commercial Insurance for West Ashley Businesses

West Ashley is home to a thriving mix of local businesses, and we’re proud to support the companies that keep this part of Charleston moving.
We offer coverage for:

  • Contractors and trades

  • Trucking and Transportation

  • Professional and medical offices

  • Home-based and mobile businesses

  • Small and mid-sized companies across West Ashley

We provide insurance solutuions that protect your people, property, and operations.

Why Work With a Local, Independent Agency?

Choosing a local agent means personalized service and insurance tailored to your real needs. With us, you benefit from:

  • Friendly, responsive support from people who know West Ashley

  • Guidance based on local risks and real-world carrier experience

  • Access to insurance companies you can’t purchase from online

We combine local insight with decades of service to Charleston-area families and businesses.

Serving West Ashley and Surrounding Areas

If you live, work, or own a business in West Ashley, we’re here to help you find the right insurance coverage. Contact us anytime or request a quote to get started.

Reviews From Our Customers

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James Drolet profile picture
James Drolet
October 10, 2025
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Thank you so much again for your personal support and all the extra time that everyone gave to me with knowledge and information to help me search out and transfer my auto insurance to Progressive through the Ferguson agency. It was such an inspiring experience, honestly, I was taken back by everyone there being so sincere and gracious, it was an absolute pleasure, I was so impressed with everyone's professional experience and knowledge, especially with the availability of knowledge to be able to comprehensively researching various other options with other insurance companies to find a plan that works best for me was so awesome and unexpected, you guys are the best !
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Ervin Blanks profile picture
Ervin Blanks
September 15, 2025
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They are very responsive and professional. Highly recommended!
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Vincent Thomas profile picture
Vincent Thomas
September 4, 2025
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Rhonda was very helpful in finding me the correct coverage for my home insurance needs. I had a great experience with Rhonda.
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Hal Goff profile picture
Hal Goff
August 14, 2025
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I worked with Rhonda deLonge with Ferguson Insurance to review two different policies for homeowners coverage. The insurance requirements were quite different for each property and Rhonda was excellent in researching and providing accurate insurance options to me. Great professional knowledge and customer focused! Thank you Rhonda.
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Dave Jones profile picture
Dave Jones
May 20, 2025
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Excellent, professional service!
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Jenniffer Massey profile picture
Jenniffer Massey
April 2, 2025
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My neighbors recommended this agency, for finding the best match for your insurance needs. They were so right! I was greeted by Jessica and she went right to work. She was so patient in helping me supply the information she needed and advised me, every step of the way, to select just what would be best, for me. Jessica was unstoppable on sifting through every option and even educated me on some areas of insurance, I was not aware of. Her hard work resulted in me saving half on what I was previously paying, for auto insurance. It was a stress free process. Thank you!
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