Insurance in North Charleston, SC

As a trusted local insurance agency in North Charleston, we’ve proudly served this community for more than 40 years. Our main office is located on University Boulevard in Trident Executive Village, directly across from Charleston Southern University and beside Trident Medical Center.

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No Problem. Just leave your contact information and one of our agents will get in touch with you right away.

Local Knowledge You Can Count On

As a local North Charleston business, we understand the area and the unique needs of the families and businesses who live and work here. From longtime neighborhoods off Rivers Avenue to the growing communities around Ladson Road and Ashley Phosphate, we know the local risks, carrier appetite, and coverage requirements that matter most.

Our clients benefit from our licensed agents’ local experience and personalized service, not generic call-center advice.

Personal Insurance for North Charleston Residents

We help individuals and families find the right protection for what matters most.
We can help you with:

Homeowners Insurance – Tailored to the construction styles and coastal considerations common in North Charleston.
Auto Insurance – Competitive options that fit your daily commute and driving habits.
Renters Insurance – Ideal for students, apartment renters, and military personnel stationed nearby.
Flood Insurance – Important coverage for many parts of the Lowcountry.
Life Insurance – Flexible protection for families at every stage.
And more!

As an independent agency, we compare policies from multiple insurance carriers to help you find your perfect fit.

Commercial Insurance for North Charleston Businesses

North Charleston is home to a diverse business community, and we’re proud to insure many of the companies that keep our local economy strong.
We offer coverage for:

Contractors and trades
Trucking and transportation
Professional offices
Manufacturers
Small and mid-sized businesses across the city

Whatever coverages you’re looking for, we can help you protect your people, property, and operations.

Why Work With a Local, Independent Agency?

Choosing a local agent means you get coverage built around your needs, not a one-size-fits-all online quote. You benefit from:

Friendly, face-to-face support
Fast responses when you need help
Local insight into North Charleston’s specific insurance needs and challenges
Access to carriers you can’t buy from directly online

We’re committed to making sure you’re properly covered, not just quickly sold a policy.

Visit Us in North Charleston

If you live, work, or own a business in the area, we’re right here in your neighborhood and ready to help. Stop by our office on University Boulevard or request a quote anytime.

Get Your Quote Now

Reviews From Our Customers

    
 
 
       Posted on Google  
   
   James Drolet 
 October 10, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Thank you so much again for your personal support and all the extra time that everyone gave to me with knowledge and information to help me search out and transfer my auto insurance to Progressive through the Ferguson agency. It was such an inspiring experience, honestly, I was taken back by everyone there being so sincere and gracious, it was an absolute pleasure, I was so impressed with everyone's professional experience and knowledge, especially with the availability of knowledge to be able to comprehensively researching various other options with other insurance companies to find a plan that works best for me was so awesome and unexpected, you guys are the best !
  
 
      Posted on Google  
   
   Ervin Blanks 
 September 15, 2025
 
 
 Trustindex verifies that the original source of the review is Google. They are very responsive and professional. Highly recommended!
  
 
      Posted on Google  
   
   Vincent Thomas 
 September 4, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Rhonda was very helpful in finding me the correct coverage for my home insurance needs. I had a great experience with Rhonda.
  
 
      Posted on Google  
   
   Hal Goff 
 August 14, 2025
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Rhonda deLonge with Ferguson Insurance to review two different policies for homeowners coverage. The insurance requirements were quite different for each property and Rhonda was excellent in researching and providing accurate insurance options to me. Great professional knowledge and customer focused! Thank you Rhonda.
  
 
      Posted on Google  
   
   Dave Jones 
 May 20, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Excellent, professional service!
  
 
      Posted on Google  
   
   Jenniffer Massey 
 April 2, 2025
 
 
 Trustindex verifies that the original source of the review is Google. My neighbors recommended this agency, for finding the best match for your insurance needs. They were so right! I was greeted by Jessica and she went right to work. She was so patient in helping me supply the information she needed and advised me, every step of the way, to select just what would be  best, for me. Jessica was unstoppable on sifting through every option and even educated me on some areas of insurance,  I was not aware of. Her hard work resulted in me saving half on what I was previously paying, for auto insurance. It was a stress  free process. Thank you!
  
 
  
  
 
 
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