Golf Cart Insurance offers comprehensive coverage options to protect your investment and ensure peace of mind while operating your golf cart.

We can provide you with a personalized quote that fits your specific needs and budget. Get the peace of mind you deserve with a no-obligation quote today!

Why do I need a Golf Cart policy?

Golf cart insurance is a type of insurance policy that protects golf carts against damage as well as protecting the owner from liability. Golf Cart insurance can provide coverage for the vehicle itself as well as liability for damages caused by the owner.

If you want to operate your golf cart on any public roads, liability coverage is required, just like a car. With some of the larger gas powered models available now, this is becoming more and more common, so if that is something you’re considering, you definitely need liability coverage.

Most lenders will also require you to have insurance if you finance your golf cart, again, similar to if you finance a car.

What does my Golf Cart policy cover?

A golf cart insurance policy typically covers damages and liabilities that may occur while operating the golf cart. The specifics of coverage may vary depending on the insurer, but generally a golf cart insurance policy covers the following:

• Liability coverage: This covers the cost of damages or injuries you may cause to other people or their property while operating your golf cart.

• Collision coverage: This covers damages to your own golf cart resulting from an accident, regardless of who was at fault.

• Comprehensive coverage: This covers damages to your golf cart caused by non-collision events, such as theft, vandalism, or natural disasters.

• Medical payments coverage: This covers medical expenses for you and your passengers in the event of an accident.

• Uninsured motorist coverage: This covers damages or injuries caused by an uninsured driver if they're at fault.

It's worth noting that some policies may have exclusions or specific requirements, like that the golf cart must be primarily used on private property, so it's always best to double check the specifics of a policy with your agent before purchasing.