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Frequently Asked Questions
Can I switch insurance before my policy's renewal?
Yes! You do not have to wait until the expiration date of a policy to change to a different carrier. If you’re unsure about the process of changing your home, auto or other insurance, our agents can walk you through that process, step-by-step.
Do you offer coverage bundles?
We do! Many of the insurance companies we represent offer savings and other benefits for having multiple policies with them. We can also create a customized bundle within our agency with coverage from different companies to best fit your needs. Many of those companies still offer a discount for having multiple policies with our agency, even if they are not all with the same company.
I'm moving to South Carolina, can you help me with my insurance needs?
We help many new South Carolina residents take care of their insurance needs, both home and auto, when they first move to our state. Our agents can walk you through the process obtaining car and property insurance that satisfies the specific requirements of the state or your lender.
I'm not sure what I need, can you help?
Absolutely! We know that most people don’t spend all day thinking about insurance the way we do! We’re here to help by providing you with education and listening to your unique needs so we can better understand you and what insurance solutions would best fit your specific circumstances.
I'm being non-renewed. What do I do?
Unfortunately, non-renewals are becoming more and more common in our market, and often it has nothing to do with you, but the company has decided to change their risk profile. We work with clients to help place their homes and cars with companies that they qualify for, while seeking to provide the best balance of coverage and pricing. Talk to one of our licensed agents if you’re being non-renewed now.
I'm a first-time homebuyer. What insurance do I need for my home?
Congratulations! We work with many first-time buyers to insure their investment and provide knowledge about their needs and the insurance solutions available to cover those risks. In general, the main coverages you’ll need will be a Homeowner’s policy, as well as possibly Flood and Earthquake insurance. We have decades of experience providing all of these coverages to our clients and can help you understand your options, and what you’re paying for.
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